Neu: Deutsche Bank Card Virtual (Debitkarte für Einzel- und Privatkonten)**. Mit einem Deutsche Bank Konto erhalten Sie zur weltweiten Nutzung von Apple. Wählen und bezahlen Sie nur die Produkte, die Sie brauchen; Inklusive Kreditkarten Visa Card und Mastercard sowie Debitkarte V PAY oder Maestro. Informationen zu V-Pay: Wie V-Pay-Karten funktionieren, wo sie akzeptiert sind und wie Sie mit Ihrer V-Pay-Card kostenlos bezahlen können.
Neu bei der Commerzbank: Apple Pay.Die Virtual Debit Card ist innerhalb weniger Minuten erstellt und kann direkt zur Apple Wallet hinzugefügt werden. Direkt. Wann immer Sie Apple Pay mit der. Informationen zu V-Pay: Wie V-Pay-Karten funktionieren, wo sie akzeptiert sind und wie Sie mit Ihrer V-Pay-Card kostenlos bezahlen können. Mit der paycard kaufen Sie bequem und auf Rechnung in über Verkaufsstellen in der Schweiz sowie in elf Online-Shops ein – und das ganz ohne.
U Pay Card Login with identification Videocredit card bill payment u mobile - umobile credit card payment - u mobile credit card feature
All information you provide to us on our web site is encrypted to ensure your privacy and security. Protect your debit and credit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used with CardValet.
The Customer Service Group helps you with questions concerning account balances, loan balances, loan payoffs, ordering checks, internet banking, phone banking, debit cards, IRAs and CDs.
Personal Personal Banking Banking Options Banking Services Personal Cards Loans Investment. Business Business Banking Banking Options Loans Debit and Credit Cards Certificate of Deposits Merchant Card Services Quicken and Quickbooks.
About Company Careers Search Routing Contact Us hour Phone Banking Customer Service Personal Cards Banking is more rewarding with the right card.
Debit Card Discover how our UBank Debit Card makes banking easy and convenient. Leave the cash at home and enjoy the convenience of our UBank Debit Card.
ACTIVATE YOUR DEBIT CARD Call LOST or STOLEN DEBIT CARD Call How To Apply Apply at any one of our convenient locations or download and print your application today.
My Card Statement my Card Statement Access Your Account This service is only available to those cardholders that have registered.
For example, your Personal Information will be stored by for 7 years after you close your account, due to Inland Revenue requirements.
If your account is in default, and the balance remains unpaid or unsettled, in accordance with fair lending practices and our risk and debt recovery policies, this information could be retained by us for longer periods of time and considered if you choose to apply for products in the future.
When your Personal Information is no longer necessary for legal or regulatory needs, to administer your account or to deliver the products and services you have requested, we will take reasonable steps to securely destroy such information or permanently de-identify it.
Access to your Information. We encourage you to check regularly that all Personal Information held by us is accurate and up to date.
If you believe that any information we hold about you is incorrect or incomplete, you may ask us to correct or remove this information from our records.
We recommend that you go to www. Your Rights. You have the right to access, update, erase, change or correct your Personal Information.
If you want to exercise any of your rights or if you have any questions about how we process your Personal Information , you can contact info upaycard.
You also have the right to contact the Information Commissioner directly at www. Marketing Choices. If you wish to opt out of receiving marketing from UPayCard, we recommend you go to www.
If you prefer, you can contact info upaycard. If you choose to not receive marketing communications from us, we will honour your choice.
Please be aware that if you choose not to receive such communications, certain offers attached to the products or services you have chosen could be affected.
We may contact you to ensure that the information we hold about your marketing preferences is up to date. Also, we will still communicate with you in connection with servicing your account, fulfilling your requests, or administering any promotion or program in which you have elected to participate.
Query or Complaint. If you have questions about this privacy statement or how your information is handled or wish to make a complaint or exercise your rights email info upaycard.
Personal Information — any information relating to an identified or identifiable natural person, such as name, addresses, telephone number, and email address and other information specific to that individual such as demographic details and transaction information.
I Definitions. As used in this Agreement, the following terms have the following meanings. The singular shall include the plural, and the plural the singular.
All captions are intended solely for convenience of reference and shall in no way limit any of the provisions of these Terms. II Eligible Users.
The Products and Services described in this Agreement are only available to individuals who have been approved in advance by us. We may, in our sole discretion, at any time, refuse to allow you to purchase, fund or use any of these Products and Services.
III Products and Sevices. Accounts Your Account with us is set up by you completing an application process with us.
Your Account consists of one or more e-Wallets and any other UPayCard Product s purchased by or provided to you.
You may access your Account using a unique User ID and password that you were asked to set up at the time you applied for or were provided your Account.
To use your e-Wallet, you must sign on to your Account by entering your User ID and password. You can: i load funds onto your e-Wallet by loading methods provided by us; ii make Account-to-Account Transactions using your e-Wallet; iii move funds to another e-Wallet that is linked to your Account; and iv use funds from your e-Wallet to purchase other Products and Services provided by us.
These Services will be subject to all applicable Fees, as are posted on our website or as have been agreed by you when you received your Account, or as have been modified by us and agreed by you.
Your e-Wallet is designed to: i enhance security and maximize the protection of your funds; and ii facilitate the use of your funds within our environment.
By keeping funds in one or more of your e-Wallets until you are ready to spend the funds, you can ensure that funds in your Account are safe in the event that your Card is lost or stolen.
Movement of funds between your e-Wallets and any other UPayCard Product that is linked to your Account is done in real time. Your Account You must have a Account before you can obtain a Card.
The Cards If you have a current and valid Account and request Cards, such request is your active consent to us using the Personal Information and Account history that we have on file in your Account to determine if you are eligible to receive Cards.
If we approve you to receive Virtual Cards, such Cards will be provided to you as is described in Section IV.. A below.
If we approve you to receive Physical Cards, such Cards will be provided to you via regular mail, or via private courier service if you so select in accordance with the terms in Section IV.
B below. As with obtaining your Account you can take advantage of the Cooling Off Period to cancel your Card.
IV Card Products and Services. The Virtual Card You may have purchased or have been provided one or more Virtual Cards. After you are approved for a Virtual Card, you will be notified by an email to your external email address that you provided to us, that you can access the Virtual Card number, Security Code, and the expiration date of your Virtual Card in the Message Centre of your Account.
A Virtual Card is not a Physical Card Your Virtual Card holds its own e-money balance. You may fund your Virtual Card with the funds from any of your e-Wallets.
You may move funds from your Virtual Card back to your e-Wallet for extra security. Funds that are on your Physical Card must be first transferred to one of your e-Wallet s and can then be transferred to your Virtual Card.
Your Virtual Card can be used at any Internet website, telephone or mail order merchant that accepts the Mastercardcards unless that merchant or category of merchants has been blocked by us.
To use your Virtual Card, provide the card number, the Security Code, if applicable, and the expiration date to the merchant. We reserve the right in our sole discretion to prohibit acceptance of your Virtual Card at certain merchants.
We neither accept nor assume any liability to ensure that goods or services that you purchase using your Virtual-Card are as advertised for sale or will meet your satisfaction.
The Physical-Card You may have requested Physical Card s at the time you obtained your Account, or at any time thereafter. Physical Card s hold their own e-money balance.
Funds that are in any of your e-Wallets or are on your Virtual Card s are not available when you use your Physical Card s until you have transferred the funds from one or more of your e-Wallets to the relevant Physical Card.
Funds that are on your Virtual Card s must be first transferred to an e-Wallet and can then be transferred to your Physical Card s.
If you are issued Physical Card s , UPayCard will mail your Physical Card s to the address that was provided to us. Your Physical Cards will be issued within five 5 Business Days after you being approved for the Physical Card.
If you choose to have your Card delivered by private courier, you will be charged a Fee for each card so delivered as is disclosed in Section IX.
Your Physical Card will display your business name, the cardholder name, a card number, a Security Code, and the expiration date of such Physical Card.
You may create your own PIN for each Card or one will be provided to you by UPayCard. DO NOT KEEP A WRITTEN RECORD OF YOUR PIN Your Physical Card can be used at any merchant worldwide that accepts the relevant Card Organisation.
Your Physical Card can also be used to withdraw available funds at any ATM which accepts Mastercard cards by inserting your Physical Card into the ATM and entering your PIN We neither accept nor assume any liability to ensure that goods or services that you purchase using your Card are as advertised for sale or will meet your satisfaction.
Your Cards are not credit cards. No interest will be paid on the funds you transfer onto or maintain on your cards and such funds are not insured by us or any government agency.
This means that in the unlikely event that the Regulated Provider became insolvent, your Cards may become unusable and any funds associated with your Cards may be lost.
Your first use of a Card and by entering into this Agreement you are indicating that you understand and accept these risks. As a responsible e-money issuer our Regulated Provider takes the security of your money very seriously.
Your funds are held in a secure, segregated bank account at a major European Bank, specifically for the purpose of redeeming transactions made via your Cards.
In the unlikely event of any insolvency or other loss of your funds, funds that have reached the segregated Client account will be protected against claims by the bank and by any other creditors of our Regulated Provider.
V Protecting Your Cards and Your Personal Information. Your Card information is important information which you agree to keep confidential in order to prevent others from using your Cards without your authorisation.
You will not be held liable for any losses once you have notified us of unauthorised use or transactions unless we reasonably determine that you acted fraudulently or with gross negligence in which cases you shall be liable for all losses.
We will block all and any such compromised Cards to protect your funds once you have advised us of any unauthorised use or transactions.
If you receive such an embedded link, you are cautioned not to open it! It is not from UPayCard and is likely fraudulent.
Please ensure that all such Personal Information is up to date, as UPayCard uses this information in order to contact you.
When you update your Personal Information UPayCard will validate the changed Personal Information to ensure you are still eligible to have a Card.
If such new Personal Information prohibits you from having a Card UPayCard is required by law to immediately cancel such Card with no previous notice to you.
VI Using Your Card. Each time a Card is used to make a purchase at a merchant, or ATM, the amount of the transaction will be immediately deducted from your available balance as applicable.
Please note you shall not be allowed to convert crypto currencies in your e-Wallet for use on your Card.
Any such conversions will be segregated in your e-Wallet and can only be transferred or withdrawn through the e-Wallet not the Card.
VII Virtual Card and Physical Card Renewal. All Virtual Cards are valid for thirty-six 36 months and will be automatically renewed.
We will notify you about the renewal of Virtual Cards at least once prior to renewal. You will be required to activate your Virtual Card according to the instructions provided by UPayCard via an email to your Account Message Centre prior to the expiration date of your Virtual-Card.
We will not send you a Physical Card. We will charge your Account all applicable Fees for your Virtual Card renewal, as per the Fee schedule available in Section IX.
All Physical Cards are valid for thirty-six 36 months and will be automatically renewed. We will send replacement Physical Cards at least one 1 month before the expiration of a Physical-Card.
You will be required to activate your new Physical Card according to the instructions provided by UPayCard when you receive your Physical Card.
VIII Cancelling Your Virtual Card or Your Physical Card. Should you wish to cancel any Card s you may do so on written notice to UPayCard.
If you choose to have the funds that were on your cancelled Card and have been transferred to your Account and desire these funds to be redeemed to you, UPayCard will do so at no charge to you.
Subject to relevant regulations in force at the time, we reserve the right to block access to or to cancel all or any of your Cards if: 1 you load funds onto your Account and then move these funds to a Card from any source that you do not have the legal right from which to transfer funds; 2 you violate the Terms of this Agreement; or 3 we are so directed by the order of a court of competent jurisdiction.
If ordered by a court of competent jurisdiction or other legal or regulatory agency, UPayCard may be required to withhold repayment of your funds to you.
IX Fees and Limits. You hereby authorise UPayCard to deduct the relevant Fees from your Account balance or your Card s balance without prior notice.
All of the Fees shown below are applied in Euros, United States dollars, British Pounds. Fees Virtual Card Issuance Fee: 1st free, the 2nd 3.
We will deduct these Fees directly from your Account or any Card s. Any such changes, modifications or increases will be effective at the end of the two 2 month email notification to you, and the posting of such changes, modifications or increases in a revision to this Agreement on our website at www.
In this case, no cancellation or redemption fees will be charged. Unless otherwise expressly provided herein, no Fees hereunder are refundable at any time or for any reason.
X Authorisations. Each time that you use a Card the transaction will be electronically authorised to ensure that sufficient funds are available on such Card.
Pending Authorisations When you make a purchase at a merchant or make a cash withdrawal from an ATM, we receive an authorisation from the merchant or ATM provider which reduces the amount of funds on such Card that are available for you to spend by the amount of the authorised purchase or ATM withdrawal.
This is a pending authorisation and it will remain on your Card, reducing your available funds, until one of the following events occurs: 1 a settlement transaction is received from the merchant or ATM that matches the pending authorisation amount, which generally occurs within seven 7 days of the authorisation; or 2 we are in receipt of an authorisation release from the merchant or ATM owner which states that the merchant or ATM owner will not be processing a settlement transaction for the authorised amount.
At this time, the pending authorisation will be removed from such Card. When a settlement transaction has been received from the merchant or the ATM, the final amount of the purchase or ATM withdrawal will be debited from such Card at that time.
It is possible that an Authorisation may take place where the exact amount was not disclosed to you, or is significantly different from the amount disclosed to you.
This Section X. A and X. B identify and describe two of those possible situations. Authorisations from an Automatic Fuel Dispenser in a petrol station When you attempt a purchase at an unattended Automatic Fuel Dispenser "AFD" in a petrol station, the transaction may automatically be denied even though you might have sufficient funds in the relevant Card.
It also may automatically be authorised against such Card for One Hundred Euros EUR , provided you have at least One Hundred Euros EUR on that Card.
If you do not have EUR of available funds on that Card, the transaction will be denied. If the transaction is authorised, the actual value of fuel that you purchase from the AFD will be debited from such Card and the One Hundred Euros EUR authorisation will be removed.
If a transaction is denied at the AFD, you may still be able to purchase an amount of fuel up to the amount you have remaining on such Card, by making your purchase through the attendant at the petrol station.
When you complete your purchase, the actual value of your purchase i. If you do not have sufficient funds on such Card to cover the purchase and the Excess, your transaction may be denied at the time of the attempted authorisation.
XI Online Account Statement. A statement of the balance and activity on and the status of all Cards is available to you in electronic format for viewing online anytime on your UPayCard Account.
You may also download your Card balances and transaction history through the download options that we offer at the time you desire to download your Card activity.
XII Failure To Complete Transactions. We accept no liability for failing to complete any transaction for which you have not loaded sufficient funds in your Account or onto your Card s.
Neither UPayCard nor our Regulated Provider will have any liability whatsoever for the failure of any merchant or ATM owner to accept or honour your Card.
XIII International Transactons. XIV Disputes, Returns, Refunds and Chargebacks. Disputes for Fraud Once you have notified us of an alleged fraudulent transaction on a Card, we will promptly investigate your claim.
Unless we suspect a potential fraud on your part, we will immediately refund the claimed amount to you. However, if UPayCard has evidence of a potential fraud on your part, prior to making a refund to you, we may ask you to provide us further information about the transaction for instance, to enable us to confirm that the transaction was properly authenticated.
You also affirm that you will cooperate with police or other governmental enforcement bodies if requested to do so. Disputes for Incorrectly Executed Transactions We will promptly investigate your complaint and will immediately correct any error made by a merchant or by an ATM owner.
We will refund any incorrectly executed transaction immediately unless we have any reason to believe that the incident has been caused by a breach of this Agreement, gross negligence or we have reasonable grounds to suspect fraudulent activity.
If the investigations show that any disputed transaction was authorised by you, or you have acted fraudulently or with gross negligence, you may be liable any loss we suffer because of the use of the Card.
Other Disputes Except for disputes relating to Fraud or Incorrectly Executed Transactions, the following Terms apply. If you notify UPayCard that you dispute a transaction and you have not first attempted to settle that dispute, we reserve the right to require you to first attempt to settle the dispute before we will take any action on your behalf.
You may claim a refund for a transaction that you authorised provided that: Your authorisation did not specify the exact amount when you consented to the transaction; The amount of the transaction exceeded the amount that you could reasonably have expected it to be taking into account your previous spending pattern on the Card, the Terms and Conditions and the circumstances of this case Such a refund must be requested from us within eight 8 weeks of the amount being deducted from a Card.
We may require you to provide us with evidence to substantiate your claim. We will, at minimum, but not be limited to: Require you to provide UPayCard written documentation of the nature of the desired Chargeback, and verify that you have attempted to resolve the dispute with the merchant; Return the disputed charge to the merchant if allowed by Mastercard regulations, 1 Place the funds in dispute in a safeguarded status until the dispute is settled through the Mastercard dispute management process.
The funds in dispute will not be available for your use until the dispute has been resolved in your favour.If you have successfully requested a PayPal Cash Card, then we will deposit the funds in Cl 20 21 PayPal Cash Plus account Euro Championship 2021 a pooled deposit account held by us for your benefit at an FDIC-insured bank. The physical or virtual card can be used to withdraw funds at ATMs or Kliker Klaker make purchases online. Move money to your bank account in minutes using a linked eligible debit card.